Guaranteed Checking Account Even If You Are In ChexSystems!

Bad Credit? Stuck In ChexSystems? You Are Approved!

FDIC Insured Bank Account

• Everyone is approved
• FDIC insured
• Card is safer than carrying cash
• Gives customers a second chance at banking
• Free email statement
• Send Cash Through any MoneyGram® or Western Union® location.
• PIN number security
• Monthly Bank Statement Mailed

Joint Accounts Welcome
For joint accounts each applicant must fill out separate application and write joint account at the top or bottom of the application. It's that simple.

How It Works
Fill out the application. Fax or Postal Mail it to the Bank. You will then receive your Routing Number, Account Number & ATM Debit Card.

ATM Debit Card can be upgraded to a MasterCard Debit Card. This requires that the account remain in good standing as defined by the following: having an open, active account for at least 90 days; receiving $400 or more in direct deposits in the account within the past 30 day period; and having no returned items during the most recent three month period. 

APPLY NOW everyone is approved.

Click here for your Free Bank Account Application

You will need Adobe Reader to open the application.
Click below for a Free Download.

bankaccount@badcreditnic.com

Customer Support Hours are:
    Monday - Friday: 9am - 6pm EST
    Saturday: 9am - 1pm EST
    Sunday: Closed
    877-463-1100

Get FREE NON ChexSystems Banks with Every Application!

Get every bank in the Country that doesn't use Chexsystems. After clicking the link above and filling out the free application for your Brand New Bank Account with MasterCard Debit Card simply email: bankaccount@badcreditnic.com we will email you back with your FREE List of Banks PLUS ChexSystems Dispute Form!